How many of you use cash? Do you use cash for small purchases like the drive-thru? Do you use cash for larger purchases like groceries? Do you even have any cash on you ( sorry change don’t count)? Or do you depend on your debit card and credit cards?
Well, this weeks challenge is to start using cash for all your purchases. If you are using cash you are a lot more mindful of what you are spending because you don’t want to be that person that spent more then they had and are checking out and have to have the cashier take things off, not to mention you are having to go through the bags to decide what to put back. And just because this is the way things go there is a huge line behind you haha. ( And they are not happy lol).
When using cash you are way more apt to stick with your list. Bring only the amount that you have budgeted for this weeks shopping trip and leave the debit and credit cards at home because if you have them with you-you know you don’t have a back up if you decide you just NEED something that isn’t on your list. In fact get in the habit of leaving your debit and credit cards at home when you run to town you will be far less tempted to grab some quick fast food, a coffee or some random thing.
I am not going to lie it will be a little bit of a challenge to leave home without the debit or credit card since you are so used to having this backup. But after a bit, it will get easier and you will be a lot more conscious about how and where you are spending your money.
One added benefit from this is if for some reason the system for cards is down at the store they can still take cash. ( Which seems to happen pretty regular here).